2026 Insurance Resolutions: 6 Ways to Optimize Your Coverage in the New Year
New Year’s resolutions usually involve the gym, eating healthier, or finally organizing the garage. But here’s a resolution that actually saves you money: fixing your car insurance. Most drivers are overpaying, underinsured, or both, and they don’t even know it because nobody ever looks at their policy.
Christmas Eve Driving Safety: Stay Protected on One of the Riskiest Nights of the Year
Christmas Eve should be about family, traditions, and maybe a little last-minute panic about gift wrapping. Instead, it’s consistently one of the most dangerous days to be on the road all year. The combination of rushed drivers, increased alcohol consumption, and heavy traffic creates a perfect storm of accidents, insurance claims, and tragedies that could have been prevented.
Winter Accident Coverage Breakdown: Are You Really Protected in Snowstorms?
Winter driving is a gamble. You can do everything right (slow down, increase following distance, avoid sudden movements) and still end up in an accident because someone else didn’t. Or because black ice exists and physics don’t care about your intentions.
Smart Car Accessories You Need to Lower Your Insurance Rates
Most holiday gift guides focus on what people want. But what if this year, you focused on what actually saves money? Not every car accessory is just a gadget, some of them can directly lower your car insurance premiums, improve your safety, and pay for themselves within a year.
New Year, New Car? How to Time Your New Year Car Purchase for Maximum Savings
There’s something appealing about starting the new year with a new car. Fresh start, clean slate, that new car smell. But timing matters more than most buyers realize, and the difference between buying in late December versus early January can mean thousands of dollars in savings, or costs you didn’t see coming.
Holiday Party Drinking and Driving: The Real Insurance Risks and Costs You Need to Know
Holiday parties are everywhere in December: office celebrations, family gatherings, neighborhood get-togethers. Open bars, spiked eggnog, champagne toasts. It’s festive until someone makes the choice to drive home after one too many drinks.
Winter Storm Preparedness: How to Avoid Breakdowns During Winter Storms
Winter storms don’t give warnings that matter. Sure, the forecast says snow is coming, but it never tells you that you’ll be the one stuck on the highway for six hours when a pileup shuts down traffic and temperatures drop below freezing.
Holiday Travel Surge: What Drivers Need to Know This Season
December looks magical in the movies: snow-dusted highways, families arriving safe and sound, everyone smiling. Reality is messier. The week between Christmas and New Year’s is consistently the most dangerous time to be on American roads.
Hosting Guests This Holiday? Here’s What You Need to Know About Loaning Your Car
Loaning your car during the holidays can feel like a harmless favor. Guests arrive, errands pop up, and someone inevitably asks to borrow your keys. It feels awkward to say no. But here’s what most drivers don’t realize: loaning your car during the holidays also means loaning your insurance, your liability, and potentially your finances. […]
Year-End Insurance Review: How to Save Money Going Into 2026
When was the last time you actually looked at your car insurance policy? Not just paid the bill, but really reviewed what you’re paying for and whether it still makes sense? If the answer is “I don’t remember,” you’re probably overpaying. Insurance isn’t set-it-and-forget-it, but most people treat it that way.
