Year-End Insurance Review: How to Save Money Going Into 2026

Person adding a coin to a labeled savings jar, with cash and a calculator on the table, illustrating budgeting and financial review in the context of insurance savings.

When was the last time you actually looked at your car insurance policy? Not just paid the bill, but really reviewed what you’re paying for and whether it still makes sense? If the answer is “I don’t remember,” you’re probably overpaying. Insurance isn’t set-it-and-forget-it, but most people treat it that way.